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Lending

NCUA and Other Agencies Issue Guidance on Home Equity Lending  (July 2005)
Regulators Issue Answers to HMDA FAQs and Adjust HMDA Data Sampling Procedures   (April 2005)
NCUA Update   (March 2005)
NCUA Reminds Credit Unions of Flood Insurance Requirement    (March 2005)
Regulators Prove They're Serous about Flood Insurance Compliance    (January 2005)
FTC Enforces FCRA and ECOA    (January 2005)
Regulators Warn of HMDA Reporting Problems   (January 2005)
NCUA Proposes to Codify Legal Opinions    (Dec 2004)
NCUA OK with Risk-based Credit Card Accounts  (Nov 2004)
Signing a Note Does Not a Cosigner Make  (August 2004)
Agencies Issue Guidance on Overdraft Protection Programs   (August 2004)
NCUA Says TIN or Matricula Consular ID Okay  (July 2004)
HMDA Exam Procedures Updated   (May 2004)
Regs Z, B and E Subject of FTC Report  (May 2004)
Reg B and Spousal Signatures (April 2004)
Compliance with Reg B Amendments Mandatory April 15  (April 2004)
SSCRA Becomes Servicemembers Civil Relief Act   (February 2004)
Regulators Take Aim at Subprime Lenders  (December 2003)
NCUA Cautions that Appraisers Must Be Independent  (December 2003)
NCUA Answers Questions About MBLs  (November 2003)
FRB Proposes Changes to Anti-tying Restrictions  (October 2003)
Where Do We Stand on FCRA?  (October 2003)
The Controversy Surrounding the FCRA  (July 2003)
FFIEC Issues Homeownership Counseling Exam Procedures (July 2003)
FRB Issues Report on Most Common Errors (July 2003)
OCC Delays Compliance Date for Debt Cancellation Contracts & Debt Suspension Agreements (June 2003)
FTC Halts Deceptive Mortgage Program (June 2003)
HMDA Transition Rules Published  (June 2003)
HUD's Final Rule Addresses Predatory Lending  (May 2003)
NCUA and SBA Cooperate to Increase MBLs (April 2003)
NCUA Releases New AIRES Specifications  (April 2003)
NCUA Proposes Changes to MBL Rules  (April 2003)
Regulators Get Tougher on BSA/AML. Flood, and COPPA Violations (April 2003)
Federal Regulators Nix Payday Loans  (March 2003)
FRB Proposes Transition HMDA Rules  (March 2003)
NCUA Regulatory Alert Focuses on RESPA  (March 2003)
FRB Amends Reg B - Reversing its Previous Opinion on Data Collection  (March 2003)
108th Congress to Look at Multiple Compliance Issues (February 2003)
HUD Proposes Lender Accountability for Appraisal Rule  (January 2003)
Flood Legislation Signed (January 2003)
Financial Institutions Aid Operation Green Quest in Fighting Terrorism (January 2003)
A Refresher on the Provisions of the Soldiers' and Sailors' Civil Relief Act  (December 2002)
NCUA Opinions Address Loan Policies  (December 2002)
FRB Proposes Changes to Reg Z's Official Staff Commentary  (December 2002)
RESPA Proposal Generates a Flood of Comment Letters  (December 2002)
Treasury Reports to Congress on USA PATRIOT Act (November 2002)
NCUA Issues Opinion Letters  (October 2002)
Think HOEPA Doesn't Apply to Your Loans? Think Again  (October 2002)
Reg Z Tops List of Common Violations Again  (September 2002)
California Credit Card Law Pre-empted  (August 2002)
Final HMDA Rules Issued  (July 2002)
IRS Finalizes Form 1098-E Rules  (May 2002)
NCUA Clarifies Flood Insurance Requirements  (April 2002)
Final Rule Amends Reg Z Commentary  (April 2002)
OCC Issues Guidance on Unfair or Deceptive Acts & Practices  (April 2002)
FRB Expands HMDA Coverage and Requires More Data  (March 2002)
Beware When Requiring Spousal Signatures  (February 2002)
FCRA Revisited (Part II)  (February 2002)
FRB Amends Reg C & Requests Comments  (February 2002)
FCRA Revisited (Part I of II)  (January 2002)
NCUA Issues Guidance on OFAC and Flood Insurance  (January 2002)
Reg Z Changes Will Protect Against Predatory Lending  (January 2002)
State and Local Governments Active on Consumer Issues  (December 2001)
HUD Clarifies RESPA; Cracks Down on Violations  (November 2001)
Lack of Flood Insurance Draws Big Penalties  (November 2001)
NCUA Board Unanimously Approves RegFlex & Amends Appraisal Rule  (November 2001)
Account Numbers on Mortgage Loan Documents OK (October 2001)
Regulators Get Serious About Flood Violations (August 2001)
FTC Reverses Tatelbaum Decision  (July 2001)
Agencies Place Limits on Disclosing Account Numbers  (June 2001
Reg B Errors Are Predictable  (April 2001)
Reg B Electronic Disclosures OK Under Interim Rule  (April 2001)
Interim Rule Issued for Reg Z Electronic Disclosures  (April 2001)
FRB Issues Interim Electronic Disclosure Rule for Reg M  (April 2001)
Had Your FCRA Exam Yet?  (March 2001)
FDIC Remains Concerned about Risk in Underwriting  (February 2001)
Banking Agencies Continue to Focus on Subprime Lending  (February 2001)
Revisions to UCC 9 Become Effective July 1  (February 2001)
FDIC Issues Draft Guidance on Predatory Lending  (February 2001)
FDIC Reduces Exam Burden (January 2001)
FinCEN Answers BSA Questions (January 2001)
Reg Z Coverage of HOEPA Loans to be Expanded (January 2001)
Top Violations in 2000 Look Very Familiar  (December  2000)
Agencies Issue Guidance Regarding Payday Lending (December  2000)
Final Rules Issued for Insurance Sales (December  2000)
NCUA Issues Letters of Opinion (November  2000)
FTC's Second Interpretation of FCRA Impacts Industry (October  2000)
NCUA's Business Loan Rule is Clarified (October  2000)
FRB Revises Reg Z's Credit Card Solicitations & Applications Rules (October  2000)
FTC Ruling Could Change Credit Practices (Sept 2000)
Freddie Mac Servicer Bulletin Update (August 2000)
Update on Predatory Lending Concerns (August 2000)
FFIEC Modifies Uniform Policy (July 2000)
Consumers Can Obtain Their Credit Scores (July 2000)
"Charter Renting" Criticized by FDIC (July 2000)
HUD Provides Guidance on RESPA (June 2000)
NCUA Finalizes Leasing Rule (June 2000)
Flood Hazard Quiz  (May 2000)
More Steps Taken to Combat Predatory Lending  (April 2000)
Subprime or Predatory  (April 2000)
Top Exam Violations  (April 2000)
NCUA Amends Lending Rules (March 2000)
FDIC Testifies Regarding Subprime Lending  (March 2000)
Meeting the HMDA Challenge (February 2000)
Fair Lending Continues to be Hot Topic (February 2000)
Need Another Challenge? Take a Look at RESPA (February 2000)
FDIC Takes Steps to Fight Predatory Lending (February 2000)
FTC Assesses $250,000 in Consumer Redress (February 2000)